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Bank Financing Requirements

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BANK FINANCING – LOCALLY EMPLOYED ( if married Both need to pass docs. - Buyer and Spouse)

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1. 3 pcs. 1×1 ID picture

2. Two (2) Government-issued Valid ID
   i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID

3. Marriage Contract (if married) / Birth Certificate (if single)

4. Tax Identification Number (TIN)

5. Proof of Billing or Barangay Certificate

6. Certificate of Employment with Compensation

7. Income Tax Return (ITR)

8. Payslips (recent 3 months)

9. Post Dated Checks (for the monthly payment)

 

BANK FINANCING – OFW / IMMIGRANT

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( if married Both need to pass docs. - Buyer , Spouse) w/Attorney-in-fact

1. 3 pcs. 1×1 ID picture

2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID

3. Marriage Contract (if married) / Birth Certificate (if single)

4. Tax Identification Number (TIN)

5. Passport OR Seaman's that has stamp of arrival and departure

6. Certificate of Employment with Compensation / Job Contract

7. Payslips (recent 3 months)

8. Post Dated Checks (for the monthly payment)

9. Special Power of Attorney (Consularized if signed abroad / Notarized if signed in the Phil's.)

10. Proof of Billing or Barangay Certificate 

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ATTORNEY-IN-FACT

 

OFW/Immigrants buyers must assign a family/relative as their Attorney-in-fact (AIF) in their home purchase. AIF must likewise submit the following requirements:

1. 3 pcs. 1x1 picture

2. 2 pcs. Philippine-issued valid ID

3. Proof of Billing Address

4. Special Power of Attorney Form (Notarized/Consularized)

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In House Financing Requirements

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 IN-HOUSE FINANCING – LOCALLY EMPLOYED (Both Buyer and Spouse if married)

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1. 3 pcs. 1×1 ID picture

2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID

3. Marriage Contract (if married) / Birth Certificate (if single)

4. Tax Identification Number (TIN)

5. Certificate of Employment with Compensation

6. Post Dated Checks (for the monthly payment)

 

IN-HOUSE FINANCING – OFW / IMMIGRANT (Buyer, Spouse and Attorney-in-fact)

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1. 3 pcs. 1×1 ID picture

2. Two (2) Government-issued Valid ID i.e. Passport, Driver’s License, PRC License, TIN card, SSS, Unified ID, Seaman’s Book, Postal ID, Voter’s ID

3. Marriage Contract (if married) / Birth Certificate (if single)

4. Tax Identification Number (TIN)

5. Passport (front page and all pages with stamps)

6. Certificate of Employment with Compensation

7. Post Dated Checks (for the monthly payment)

8. Special Power of Attorney (Consularized if signed abroad / Notarized if signed in the Phil's.)

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SELF-EMPLOYED INCOME REQUIREMENTS

 

Additional requirements for business owners (self-employed) with minimum 3 years of operation:

1. Business Permit

2. Latest 3 years ITR with Financial Statement

3. Photo of Business Establishment

4. Bank Statements latest 1 year